Skip to main content

Privacy Policy

Your privacy is respected in this website, PrudentDame.com. This section explains the policies regarding the collection, use, and disclosure of Personal Information received from users of this site and its related services. Your use of and/or registration on any aspect of the Website will constitute your agreement to this privacy policy. If you cannot agree with the terms and conditions of this privacy policy, please do not use the Website.

Definitions

“Non Personal Information” is information that is not personally identifiable to you and that we automatically collect when you access our Site with a web browser. It may also include publicly available information that is shared between you and others.
“Personally Identifiable Information” is non-public information that is personally identifiable to you and obtained in order for us to provide you within our Website. Personally Identifiable Information may include information such as your name, email address, and other related information that you provide to us or that we obtain about you.

Information Collected

Generally, you control the amount and type of information you provide to us when using our Site.
As a Visitor or User, you can browse our Site to find out more about it. You are not required to provide us with any Personally Identifiable Information as a Visitor.

Computer Information Collected

When you use our Site, we automatically collect certain computer information by the interaction of your mobile phone or web browser with our Site. Such information is typically considered Non Personal Information. We also collect the following:

  • Cookies

Our Website uses “Cookies” to identify the areas of our Website that you have visited. A Cookie is a small piece of data stored on your computer or mobile device by your web browser. We use Cookies to personalize the Content that you see on our Website. Most web browsers can be set to disable the use of Cookies. However, if you disable Cookies, you may not be able to access functionality on our Website correctly or at all. We never place Personally Identifiable Information in Cookies.

  • Third Party Tracking Tools

We also use third party tracking tools to improve the performance and features of our Website. These third party tracking tools are designed to collect only Non-Personal Information about your use of our Website. However, you understand that such tools are created and managed by parties outside our control. As such, we are not responsible for what information is actually captured by such third parties or how such third parties use and protect that information.
We use Remarketing with Google Analytics to advertise on third party sites to you after you visited our Site. We and our third party vendors, like Google, use first party cookies (such as the Google Analytics cookie) and third party cookies (such as the DoubleClick cookie) to inform, optimize and serve ads based on your past visits to our Site.You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page. Google also recommends installing the Google Analytics Opt-out Browser Add-on for your browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.

  • Automatic Information

We automatically receive information from your web browser or mobile device. This information includes the name of the website from which you entered our Website, if any, as well as the name of the website to which you’re headed when you leave our website. This information also includes the IP address of your computer/proxy server that you use to access the Internet, your Internet Website provider name, web browser type, type of mobile device, and computer operating system. We may use all of this information to analyze trends among our Users to help improve our the overall end Users experience.

How Your Information Is Used

We use the information we receive from you as follows:

  • Customizing Our Website

We may use the Personally Identifiable information you provide to us along with any computer information we receive to customize our Website.

  • Sharing Information with Affiliates and Other Third Parties

We do not sell, rent, or otherwise provide your Personally Identifiable Information to third parties for marketing purposes. We may provide your Personally Identifiable Information to affiliates that provide services to us with regards to our Website (i.e. payment processors, Website hosting companies, etc.); such affiliates will only receive information necessary to provide the respective services and will be bound by confidentiality agreements limiting the use of such information.

  • Data Aggregation

We retain the right to collect and use any Non Personal Information collected from your use of our Website and aggregate such data for internal analytics that improve our Website and Service as well as for use or resale to others. At no time is your Personally Identifiable Information included in such data aggregations.

  • Legally Required Releases of Information

We may be legally required to disclose your Personally Identifiable Information, if such disclosure is (a) required by subpoena, law, or other legal process; (b) necessary to assist law enforcement officials or government enforcement agencies; (c) necessary to investigate violations of or otherwise enforce our Legal Terms; (d) necessary to protect us from legal action or claims from third parties including you and/or other Members; and/or (e) necessary to protect the legal rights, personal/real property, or personal safety of PrudentDame.com, our Users, employees, and affiliates.

Protecting Your Child’s Privacy

This Website is not designed for use by anyone under the age of 13 (“Child”), though we realize we may have a Child attempt to make purchases through our Website. We do not verify the age of our Users nor do we have any liability for verifying a User’s age. If you are a Child, please seek the permission of a parent or guardian before using our Website.If you are a parent or guardian and believe your Child is using our Website, please contact us to remove your Child’s account; we reserve the right to ask you for verification of your relationship to the Child before we honor such a request. If we discover that a Child has created an account on our Website, we will immediately delete the account as soon as we discover it, we will not use the information for any purpose, and we will not disclose the information to third parties. However, as parent of such a Child, you understand that you are legally liable for any transactions created by the Child.

Links to Other Websites

Our Website may contain links to other websites that are not under our direct control. These websites may have their own policies regarding privacy. We have no control of or responsibility for linked websites and provide these links solely for the convenience and information of our visitors. You access such linked Websites at your own risk. These websites are not subject to this Privacy Policy. You should check the privacy policies, if any, of those individual websites to see how the operators of those third-party websites will utilize your personal information. In addition, these websites may contain a link to Websites of our affiliates. The websites of our affiliates are not subject to this Privacy Policy, and you should check their individual privacy policies to see how the operators of such websites will utilize your personal information.

Our Email Policy

Our affiliates and us fully comply with national laws regarding SPAM. You can always opt out of receipt of further email correspondence from us and/or our affiliates. We agree that we will not sell, rent, or trade your email address to any unaffiliated third-party without your permission.
We use FeedBurner by Google to manage our newsletter and other email lists. There’s no third-party tracking in messages we send through FeedBurner besides FeedBurner’s own analytics, which may aggregate how many subscribers open a message or click the links inside. FeedBurner’s privacy policy is available at https://policies.google.com/privacy .
You can unsubscribe from the newsletter by clicking on the unsubscribe link provided at the end of the newsletter. You can also email us to update your email address, or to request that we delete your email.

Privacy Policy Updates

We reserve the right to modify this Privacy Policy at any time. You should review this Privacy Policy frequently. If we make material changes to this policy, we may notify you on our Website, by a blog post, by email, or by any method we determine. The method we choose is at our sole discretion. We will also change the “Last Updated” date at the beginning of this Privacy Policy. Any changes we make to our Privacy Policy are effective as of this Last Updated date and replace any prior Privacy Policies.

Questions About The Privacy Practices or This Privacy Policy

If you have any questions about our Privacy Practices or this Policy, please contact us.

Comments

Popular posts from this blog

How To Invest In Modified Pag-IBIG II (MP2) Fund

Pag-IBIG offers more than just housing loans. It's Modified Pag-IBIG II (MP2) Fund  is another tax-free, voluntary savings program offered by the Philippine-government to every existing Pag-IBIG I (P1) member. MP2 is different from P1 and Pag-IBIG Overseas Program (POP).  It's term is renewable every 5 years and it provides higher return of investment (ROI) than savings and time deposit accounts in banks. This conservative investment is a good addition to your portfolio if you are looking for more ways to make your money work for you. You've gotta beat inflation.
SSS Pension is not enough to cover your cost of living during your senior years. Take that lesson from your SSS pensioner elders. You wouldn't want to burden your descendants for your senior care needs, right? It would be helpful to include P1 and MP2 funds in your retirement fund plan. Your P1 and MP2 contributions can also be added to your income tax deductions. Now that's a reduction to your tax burden…

PNB Life's Milestone Protect 360 (Platinum) 2015 Quote

I will share with you below a quote I got for PNB Life Insurance Inc.'s Milestone Protect 360 (Platinum) last 2015.
Plan Info: Milestone Protect 360 (Platinum) - A health insurance product that provides complete protection against dread diseases, accident, and hospitalization.
This quote is for: Female, 27-30 yo, single, childless, no chronic disease
Attached Riders: No Riders
Years Payable: 33 years
Currency: Philippine Peso


Coverage TypeANNUAL PremiumSEMI ANNUAL PremiumQUARTERLY PremiumMILESTONE PROTECT 360 (PLATINUM):34,690.0018,212.259,539.75Total Annualized Premium34,690.0036,424.5038,159.00
Php 34, 690.00 per year x 33 years = Php 1,144,770.00


Benefit SummaryBenefit AmountMilestone 60 Benefit500,000.00Dread Disease Benefit1,500,000.00Accidental Death & Dismemberment or Loss of Use Benefit1,500,000.00Bereavement Assistance Benefit125,000.00Accidental Total and Permanent Disability Benefit1,500,000.00Accidental Medical Expense Reimbursement Benefit (Deductible: 500)125,000.00Daily…

PNB Life's 5-Pay Premier Life Peso 2015 Quote

I will share with you below a quote I got for PNB Life Insurance Inc.'s  5-Pay Premier Life Peso last 2015.
Plan Info: 5-Pay Premier Life Peso - A 5-pay participating whole life insurance plan. It is your premier choice in ensuring a premier life for your family's future.
This quote is for: Female, 27-30 yo, single, childless, no chronic disease
Attached Riders: Waiver of Premium Rider; Accidental Death and Dismemberment Rider
Years Payable: 5 years
Currency: Philippine Peso

Coverage TypeANNUAL PremiumBenefit AmountBasic Plan41,6001,000,000Waiver Rider144.8345,260Accident Rider3,6601,000,000Total Modal Premium45,404.83Total Annualized Premium45,404.83
Php 45,404.83 per year x 5 years = Php 227,024.15


Premium ModeModal PremiumTOTAL Annualized PremiumAnnual45,404.8345,404.83Semi-Annual23,837.5447,675.08Quarterly12,486.3349,945.32

Maturity and Death BenefitsLiving BenefitsBenefit AmountGuaranteed Cash Value376,620.00Non-Guaranteed Cash Dividends Accumulated at 2.5% p.a27,611.00Total Livi…