Skip to main content

About + Contact


This is a blog about business, investments, and personal finance.

I created this site to share what I have learned in my research and experiments on how to reach financial freedom.

I am neither an accountant nor a finance analyst. I am just sharing my knowledge and experience here as I figure out how to be financially independent.


If you have any questions, suggestions, or random trivia you want to share, I’m all ears.

Send me a message and I’ll get back to you as soon as I can.

Please note that I do not accept unsolicited guest posts or sponsored posts.

You can message me through the "Got Questions" form at the bottom of this page and at the sidebar.

You will need to click on the triple bar icon at the rightmost corner of your screen to navigate the sidebar menu.

I'll be glad to hear from you.

Please bear in mind that you’re allowing me to share it publicly for future posts (with your name withheld) by submitting a message.

Thank you!

Social Media Accounts

Facebook: @PrudentDame
Instagram: @PrudentDame
Pinterest: @PrudentDame
Tumblr: @PrudentDame
Twitter: @PrudentDame
YouTube: @PrudentDame


Popular posts from this blog

How To Invest In Modified Pag-IBIG II (MP2) Fund

Pag-IBIG offers more than just housing loans. It's Modified Pag-IBIG II (MP2) Fund  is another tax-free, voluntary savings program offered by the Philippine-government to every existing Pag-IBIG I (P1) member. MP2 is different from P1 and Pag-IBIG Overseas Program (POP).  It's term is renewable every 5 years and it provides higher return of investment (ROI) than savings and time deposit accounts in banks. This conservative investment is a good addition to your portfolio if you are looking for more ways to make your money work for you. You've gotta beat inflation. SSS Pension is not enough to cover your cost of living during your senior years. Take that lesson from your SSS pensioner elders. You wouldn't want to burden your descendants for your senior care needs, right? It would be helpful to include P1 and MP2 funds in your retirement fund plan. Your P1 and MP2 contributions can also be added to your income tax deductions. Now that's a reduction to your tax bur

PNB Life's Milestone Protect 360 (Platinum) 2015 Quote

I will share with you below a quote I got for PNB Life Insurance Inc.'s Milestone Protect 360 (Platinum) last 2015. Plan Info:  Milestone Protect 360 (Platinum)   - A health insurance product that provides complete protection against dread diseases, accident, and hospitalization. This quote is for: Female, 27-30 yo, single, childless, no chronic disease Attached Riders: No Riders   Years Payable: 33 years Currency: Philippine Peso Coverage Type ANNUAL Premium SEMI ANNUAL Premium QUARTERLY Premium MILESTONE PROTECT 360 (PLATINUM): 34,690.00 18,212.25 9,539.75 Total Annualized Premium 34,690.00 36,424.50 38,159.00 Php 34, 690.00 per year x 33 years = Php 1,144,770.0 0 Benefit Summary Benefit Amount Milestone 60 Benefit 500,000.00 Dread Disease Benefit 1,500,000.00 Accidental Death & Dismemberment or Loss of Use Benefit 1,500,000.00 Bereavement Assistance Benefit 125,000.00 Accidental Total and Permanent Disability B

PNB Life's 5-Pay Premier Life Peso 2015 Quote

I will share with you below a quote I got for PNB Life Insurance Inc.'s  5-Pay Premier Life Peso last 2015. Plan Info: 5-Pay Premier Life Peso - A 5-pay participating whole life insurance plan. It is your premier choice in ensuring a premier life for your family's future. This quote is for: Female, 27-30 yo, single, childless, no chronic disease Attached Riders: Waiver of Premium Rider; Accidental Death and Dismemberment Rider   Years Payable: 5 years Currency: Philippine Peso Coverage Type ANNUAL Premium Benefit Amount Basic Plan 41,600 1,000,000 Waiver Rider 144.83 45,260 Accident Rider 3,660 1,000,000 Total Modal Premium 45,404.83 Total Annualized Premium 45,404.83 Php 45,404.83 per year x 5 years = Php 227,024.15 Premium Mode Modal Premium TOTAL Annualized Premium Annual 45,404.83 45,404.83 Semi-Annual 23,837.54 47,675.08 Quarterly 12,486.33 49,945.32 Maturity and Death Benefits Living Benefits Benefit Amount G