I will share with you below a quote I got for PNB Life Insurance Inc.'s 5-Year Renewable and Convertible Term last 2015. Plan Info: 5-Year Renewable and Convertible Term This quote is for: Female, 27-30 yo, single, childless, no chronic disease Attached Riders: Waiver of Premium Rider; Accidental Death and Dismemberment Rider Years Payable: 5 years Currency: Philippine Peso COVERAGE TYPE BENEFIT AMOUNT ANNUAL PREMIUM Basic Plan 1,000,000.00 4,220.00 Waiver Rider 5,220.00 16.70 Accident Rider 1,000,000.00 1,000.00 TOTAL ANNUAL PREMIUM 5,236.70 Php 5,236.70 * 5 years = Php 26,183.50 Guaranteed / Total Death Benefit = Php 1,000,000.00 PREMIUM MODE MODAL PREMIUM ANNUALIZED PREMIUM Annual 5,236.70 5,236.70 Semi - Annual 2,749.27 5,498.54 Quarterly 1,440.09 5,760.36 POLICY YEAR & ATTAINED AGE ANNUALIZED PREMIUM (Beginning of Yr [5]) Guaranteed / Total Death Benefit 1 - Age 28 5,236.70 1,000,000.00 2 - Age 29 5,236.70 1,000,000.00 3 - Age 30 5,236.70 1,00
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